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These are loan products tailor-made for borrowers who may not fit the usual criteria for a traditional mortgage. These loans tend to have different requirements when it comes to income and credit.
A DSCR (debt service coverage ratio) loan, or Investor Cash Flow loan, is a non-QM loan that allows you to qualify for a home loan without relying on personal income.
Specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans, including W-2 employees, self-employed entrepreneurs, and small business owners.
A short-term solution for improving property value and maximizing rental appeal. Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
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